FR: Is This the Best Bank in the Midwest?

Article: Is This the Best Bank in the Midwest?

The final “best regional bank” article in my “Fool Revisited” series covers the Midwest region, which spans from Ohio to Minnesota. All banks were screened based on the region they fell under using FinViz.com, my screener of choice back when I was writing for the Fool (it still is pretty cool, though a lot of the things I used it for in the past are no longer free and I don’t have the resources at present to pay for them).

As with the other articles within this mini “series within a series,” instead of writing about all of the  banks in the region, I screened them down to a much more manageable list. First, I eliminated all banks with a market cap below $300 million. Then I used four other factors to get to my final list: only profitable banks (over the prior 12 months), a low P/B (looks like I only featured banks under 2, though lower is better), a positive dividend, and quality net income margin.

No tweet on this one either, so on to the analysis. Continue reading

FR: Is This the Best Bank in the Mid-Atlantic?

Article: Is This the Best Bank in the Mid-Atlantic?

The next “regional bank” article in my “Fool Revisited” series is going to cover the Mid-Atlantic region, which covers all the banks from South Carolina to Pennsylvania, though some banks have acquired banks outside that geographic footprint. All banks were screened based on the region they fell under using FinViz.com, my screener of choice back when I was writing for the Fool (it still is pretty cool, though a lot of the things I used it for in the past are no longer free and I don’t have the resources at present to pay for them).

As with the other articles within this mini “series within a series,” instead of writing about all of the banks in the region, I screened them down to a much more manageable list. First, I eliminated all banks with a market cap below $300 million. Then I used four other factors to get to my final list: only profitable banks (over the prior 12 months), a low P/B (looks like I only featured banks under 2, though lower is better), a positive dividend, and quality net income margin. It looks like I profiled the seven banks that came up in my screen, though when I run a similar screen today, I get over 20 banks. Either some banks have grown over the past 6+ years (very possible) or I messed up previously (also possible).

No tweet for this one, so let’s get straight to the analysis of these banks’ performance. Continue reading

FR: Is This the Best Bank in the Northeast?

Article: Is This the Best Bank in the Northeast?

The next “regional bank” article in my “Fool Revisited” series is going to cover the Northeast region, which covers all the banks from all six New England states plus New York, Pennsylvania, and New Jersey. All banks were screened based on the region they fell under using FinViz.com, my screener of choice back when I was writing for the Fool (it still is pretty cool, though a lot of the things I used it for in the past are no longer free and I don’t have the resources at present to pay for them).

As with the other articles within this mini “series within a series,” instead of writing about all of the banks in the region, I screened them down to a much more manageable list. First, I eliminated all banks with a market cap below $300 million. Then I used four other factors to get to my final list: only profitable banks (over the prior 12 months), a low P/B (looks like I only featured banks under 2, though lower is better), a positive dividend (over 3% in this case), and quality net income margin. I profiled 12 banks in the original article, but I think I will eliminate a couple from the list so I don’t have a giant chart below. Continue reading

FR: Is This the Best Bank in the Southeast?

Article: Is This the Best Bank in the Southeast?

The next “regional bank” article in my “Fool Revisited” series is going to cover the Southeast region, which covers all the banks from Florida to Louisiana, as well as Arkansas and Kentucky. All banks were screened based on the region they fell under using FinViz.com, my screener of choice back when I was writing for the Fool (it still is pretty cool, though a lot of the things I used it for in the past are no longer free and I don’t have the resources at present to pay for them). However, two of the banks – Renasant Corp (Nasdaq: RNST) and Simmons First National (Nasdaq: SFNC) – have been moved to the category of “money center” banks, most likely because they changed their business model slightly. I’ll still include them here for posterity.

As with the other articles within this mini “series within a series,” instead of writing about all of the banks in the region, I screened them down to a much more manageable list. First, I eliminated all banks with a market cap below $300 million. Then I used four other factors to get to my final list: only profitable banks (over the prior 12 months), a low P/B (looks like I only featured banks under 2, though lower is better), a positive dividend (over 2% in this case), and quality net income margin. Continue reading